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Writer's pictureJOHN AGUIRRE

LOT LOANS FOR SELF-EMPLOYED BORROWERS


THIS PRODUCT IS SPECIFICALLY CREATED FOR BORROWERS WHO ARE UNABLE TO RECEIVE APPROVALS FROM TRADITIONAL LENDERS FOR VACANT LAND


 

MAXIMUM TERM


20 YEAR LOAN

DOWN PAYMENT MINIMUM

35% DOWN PAYMENT | NO EXCEPTIONS

TYPE

PURCHASE ONLY

DOCUMENTATION REQUIREMENT

TRADITIONAL MORTGAGE DOCUMENT REQUIREMENTS OR BANK STATEMENT ONLY TO PROVE INCOME OR PROFIT AND LOSS STATEMENT

CREDIT SCORE REQUIREMENT

660 MINIMUM FICO SCORE

COSIGNOR

ALLOWED

LOAN AMOUNT REQUIREMENTS

MINIMUM LOAN AMOUNT = $100,000 MAXIMUM LOAN AMOUNT = $825,000 (MINIMUM PURCHASE PRICE $154,000)

ZONING

ALLOWED: residential, recreational or agricultural use, income producing zoning / properties are permitted.

NOT ALLOWED:  commercial or industrial or properties adjacent to environmental hazards

ACREAGE

There are no maximum acreage limitations whether vacant land or residence with acreage.






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